Intuit Inc. INTU

Name: INTU Crucible Score
Creator: Kaladin Capital Intelligence

TechnologySoftware - ApplicationNASDAQ📅 Scored March 24, 2026

Price at analysis: $426.86

Crucible Score

79.9

A-

Quality × Value Composite

KQI — Quality

79.9

A-

Fundamental Quality Index

KVI — Value

66.3

B-

Valuation Attractiveness Index

Crucible Verdict — INTU

Intuit Inc. (INTU) delivers exceptional execution with a 95% earnings beat rate and strong financial metrics, earning an A- grade despite trading at a 19% discount to fair value. INTU's dominant position in tax software and accounting solutions drives consistent performance, though insider selling warrants attention. The quality-value gap suggests patient investors may find compelling entry points near current levels.

— Kal, Kaladin Capital Intelligence

◆ KQI Quality Dimensions

Financial Quality

87.0

Growth Profile

81.5

Moat Durability

78.5

Management Effectiveness⚠

74.2

Diversification & Resilience

70.2

Market Position

66.0

Weakest dimension: Market Position (66.0)

◆ KVI Value Dimensions

DCF Margin of Safety

69.1

FCF Yield & Cash Returns

66.3

Relative Valuation

55.1

Growth-Adjusted Value

68.1

Historical Valuation

91.9

Macro Context

8.8

◆ DCF Valuation Scenarios

Bear Case

$339.52

Base Case

$508.14

Bull Case

$724.89

Price at Analysis

$426.86

Scenario	Fair Value	Rev CAGR (5yr)	Terminal Margin	WACC
🔴 Bear	$339.52	8.0%	28.0%	11.2%
🟢 Base	$508.14	11.0%	31.0%	10.5%
🟢 Bull	$724.89	14.0%	34.0%	9.8%

Key Assumptions: Revenue growth anchored to 5-year CAGR of ~14.3%, with base case moderating to 11% reflecting maturing TurboTax franchise offset by Credit Karma and Mailchimp growth. Operating margins trend from current ~26% toward 28-34% terminal range reflecting software scalability but tempered by ongoing AI/platform investment. WACC derived from CAPM with 1.28 beta and 5.5% ERP, yielding ~11.4% cost of equity, blended with after-tax cost of debt at ~4.2% on modest leverage.

◆ Financial Snapshot

Profitability

Gross Margin81.2%

Operating Margin27.1%

Net Margin21.6%

ROIC16.2%

ROE22.8%

Balance Sheet

Balance SheetD/E: 0.40*, CR: 1.32* (* = TTM)

Cash ConversionFCF/EPS: 1.58x

Capital IntensityCapex/Rev: 0.7%

Altman Z-Score7.06 (Safe)

Piotroski F-Score8/9 (Strong)

Growth

Revenue CAGR18.2% CAGR

Earnings CAGR17.0% CAGR

Growth ConsistencyCV: 0.40

Segment Breadth3/3 growing (100%)

Quarterly TrendRev↑, Margin↓↓, WC↓, Exp↓

Earnings CredibilityConsistent Beater

◆ Revenue Breakdown — FY2025

By Segment

Global Business Solutions Segment58.8%

Consumer Segment25.9%

Credit Karma, Inc12.0%

Professional Tax Segment3.3%

◆ Analyst Consensus & Leadership

Analyst Price Targets

Avg Target (Last Quarter)$689.71

Analysts Covering (Quarter)7

Avg Target (Last Year)$773.90

Analysts (Year)20

Leadership & Governance

CEOSasan Goodarzi · 8 years

CEO Ownership2.5%

Insider ActivitySelling

Capital AllocationROIC 16.2% vs WACC 2.9%

Earnings Beat Rate95% (20/22)

◆ Company Profile

Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally.

CEO

Sasan K. Goodarzi

Employees

18800

Headquarters

Mountain View, CA, US

IPO Date

March 12, 1993

Exchange

NASDAQ

Website

intuit.com

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Methodology All Scores Crucible Briefs Performance @KaladinCI

Analysis conducted March 24, 2026 based on most recent SEC filings. Updated quarterly, after new SEC filings.

Point-in-time fundamental analysis. Not investment advice. Scores reflect company quality and valuation at time of analysis and may not reflect current market conditions.