Oracle Corporation ORCL

Name: ORCL Crucible Score
Creator: Kaladin Capital Intelligence

UnknownUnknownN/A📅 Scored March 14, 2026

Price at analysis: $146.04

Crucible Score

55.5

Quality × Value Composite

KQI — Quality

55.1

Fundamental Quality Index

KVI — Value

56.1

Valuation Attractiveness Index

Crucible Verdict — ORCL

Oracle Corporation earns a middling C grade with its 55.5 Crucible Score, reflecting balanced but unexceptional fundamentals across quality and value metrics. ORCL's standout strength lies in diversification and resilience (80), though this is offset by weak financial quality (36) and tepid growth prospects (45). Trading near fair value at $146, the stock offers limited upside without meaningful improvement in earnings consistency or growth acceleration.

— Kal, Kaladin Capital Intelligence

◆ KQI Quality Dimensions

Financial Quality

35.5

Growth Profile

44.9

Moat Durability

65.0

Management Effectiveness

57.8

Diversification & Resilience

80.0

Market Position

68.0

Weakest dimension: Financial Quality (35.5)

◆ KVI Value Dimensions

DCF Margin of Safety

52.2

FCF Yield & Cash Returns

32.5

Relative Valuation

71.1

Growth-Adjusted Value

68.4

Historical Valuation

70.3

Macro Context

65.6

◆ DCF Valuation Scenarios

Bear Case

$98.52

Base Case

$148.73

Bull Case

$221.88

Price at Analysis

$146.04

Scenario	Fair Value	Rev CAGR (5yr)	Terminal Margin	WACC
🔴 Bear	$98.52	8.0%	30.0%	13.3%
🟢 Base	$148.73	12.0%	33.0%	12.3%
🟢 Bull	$221.88	16.0%	37.0%	11.3%

Key Assumptions: WACC derived from CAPM using 4.39% risk-free rate, 1.65 beta, and 5.5% ERP yielding ~13.5% cost of equity, blended with after-tax cost of debt (~4.5%) at ~65% debt weighting given ORCL's highly leveraged capital structure. Revenue growth reflects Oracle's cloud infrastructure acceleration (recent ~12% organic growth trending higher) with capex intensity elevated at ~22% of revenue reflecting massive data center buildout. Operating margins assumed to recover from recent compression caused by heavy cloud investment, with bear case reflecting persistent margin pressure and bull case reflecting operating leverage as cloud scales.

◆ Financial Snapshot

Profitability

Gross Margin66.4%

Operating Margin30.8%

Net Margin25.3%

ROIC7.8%

ROE42.1%

Balance Sheet

Balance SheetD/E: 4.21*, CR: 1.35* (* = TTM)

Cash ConversionFCF/EPS: -1.53x

Capital IntensityCapex/Rev: 37.0%

Altman Z-Score1.92 (Grey)

Piotroski F-Score5/9 (Mixed)

Growth

Revenue CAGR9.1% CAGR

Earnings CAGR-2.5% CAGR

Growth ConsistencyCV: 1.04

Segment Breadth1/3 growing (33%)

Quarterly TrendRev↑, Margin↓, Exp↓

Earnings CredibilityMixed

◆ Analyst Consensus & Leadership

Leadership & Governance

CEOSafra Catz · 12 years

CEO Ownership40.9%

Compensation0% performance-based

Insider ActivitySelling

Capital AllocationROIC 7.8% vs WACC 2.7%

Earnings Beat Rate53% (10/22)

◆ Related Companies in Our Universe

Other Unknown companies scored by the Crucible:

ADBE81.8A-NICE80.7A-DECK79.9A-INTU79.9A-EXEL78.3A-MTCH78.2A-TTD78.0B+

Methodology All Scores Crucible Briefs Performance @KaladinCI

Analysis conducted March 14, 2026 based on most recent SEC filings. Updated quarterly, after new SEC filings.

Point-in-time fundamental analysis. Not investment advice. Scores reflect company quality and valuation at time of analysis and may not reflect current market conditions.